Plan Name / Carrier
Annual Maximum
Waiting period?
Orthodontia?
Vision coverage?
Renaissance Life & Health Insurance Company of America
$750
$1,500
$2,000
$2,500
No waiting periods
No orthodontia
Add optional Vision
Renaissance Life & Health Insurance Company of America
$1,200
$2,000
$3,500
$6,000
No waiting periods
Adult & Child
orthodontia
Add optional Vision
Ameritas Life Insurance Corporation
$750
$1,000
$1,250
No waiting periods
No orthodontia
Add optional Vision
Ameritas Life Insurance Corporation
$750
$1,000
$1,250
No waiting periods
No orthodontia
Add optional Vision
Ameritas Life Insurance Corporation
$1,200
No waiting period
Child orthodontia
Add optional Vision
Ameritas Life Insurance Corporation
$1,200
No waiting period
Child orthodontia
Add optional Vision
Ameritas Life Insurance Corporation
$1,200
$2,500
$5,000
No waiting periods
Child orthodontia
Add optional Vision
Metropolitan Life Insurance Company
$3,000
No waiting periods
(exc. Major: NY, CT)
No orthodontia
Add optional Vision
Stand-alone Vision coverage also available, by VSP
Ameritas Life Insurance Corporation
$1,200
$2,500
$5,000
No waiting periods
Child orthodontia
Add optional Vision
Ameritas Life Insurance Corporation
$3,500
No waiting period
No orthodontia
Add optional Vision
Ameritas Life Insurance Corporation
$3,500
No waiting period
No orthodontia
Add optional Vision
Metropolitan Life Insurance Company
$1,500
No waiting periods
(exc. Major: NY, CT)
No orthodontia
Add optional Vision
Stand-alone Vision coverage also available, by VSP
Metropolitan Life Insurance Company
$5,000
No waiting periods
(exc. Major: NY, CT)
No orthodontia
Add optional Vision
Stand-alone Vision coverage also available, by VSP
Plan Name / Carrier
Annual Maximum
Waiting period?
Orthodontia?
Vision coverage?
No annual maximum (and No deductible)
No wait for Preventive
No wait for Basic
12 months for Major
No orthodontia
(except in SC, as a result of cleft lip and cleft palate)
Add optional Vision
No annual maximum (and No deductible)
No wait for Preventive
No wait for Basic
12 months for Major
No orthodontia
(except in SC, as a result of cleft lip and cleft palate)
Add optional Vision
No annual maximum (and No deductible)
No wait for Preventive
No wait for Basic
12 months for Major
No orthodontia
(except in SC, as a result of cleft lip and cleft palate)
Add optional Vision
No annual maximum (and No deductible)
No wait for Preventive
No wait for Basic
12 months for Major
No orthodontia
(except in SC, as a result of cleft lip and cleft palate)
Add optional Vision
Metropolitan Life Insurance Company
$750
No waiting period for Preventive or Basic
No orthodontia
Add optional Vision
Stand-alone Vision coverage also available, by VSP
Metropolitan Life Insurance Company
$2,000
No waiting periods
No orthodontia
Add optional Vision
Stand-alone Vision coverage also available, by VSP
Metropolitan Life Insurance Company
$10,000
No waiting periods
No orthodontia
Add optional Vision
Stand-alone Vision coverage also available, by VSP
The importance of good and regular dental care
Protecting your oral health is one of the keys to your overall health. The Mayo Clinic writes that problems in your mouth can affect the rest of your body. That's one big reason good, regular dental care is important to your life. Aflac quotes that people without dental coverage are 67% more likely to have heart disease. Fortunately, most people believe in the importance of good oral care. However, there is often a misconception that dental insurance is too expensive.
Some health plans include dental care, along with coverage for vision. Sometimes that included coverage comprises convenient standalone add-ons to the health plan. The plans offered here can be add-ons, or riders, to your employer-based health coverage or to your own self-purchased major medical insurance. They can also be completely separate standalone dental and/or vision coverage packages.
Eligible standalone dental insurance plans can also serve as secondary or supplemental dental coverage to help pay for what your primary plan does not.
Important Factors in Choosing Dental Insurance
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