Protect. Segregate. Thrive.

20+ Years of Protected Cell Company Expertise in the Turks and Caicos
Helping insurers and corporations manage risk with confidence

Protected Cell Insurance

Regulatory Efficiency


Regulatory efficiency achieved through one PCC license, while maintaining full segregation of each cell’s assets and liabilities

Risk Control & Protection


Risk efficiency through segregated assets and liabilities, with cells customized for different clients, products, or projects.

Cost Optimization


Cost efficiency enabled by shared infrastructure and TCI’s tax neutral framework

Traditional vs PC

• Traditional insurers pool risks across the whole company, which can create financial exposure if one line suffers large losses.

• Protected Cell Insurance separates risks into individual cells, providing legal and financial isolation, while retaining the efficiency of a single licensed entity.

Solutions


Using protected cell insurance from TCI allows businesses to isolate risks and optimize capital efficiency, providing tailored coverage while safeguarding the core company from potential liabilities.

Services


Offers a unique service by combining customizable risk isolation with dedicated management support, giving businesses flexible coverage and peace of mind.

Innovation


Merge bespoke risk segregation with streamlined administration, enabling businesses to efficiently manage multiple exposures under a single, flexible structure.

Expansion


Helps a company expand by allowing it to take on new ventures or markets with tailored risk coverage, protecting existing assets while enabling strategic growth with confidence.

  • Operate multiple independent cells under a single licensed TCI Protected Cell Company

  • Full ring-fencing of each cell’s assets and liabilities

  • Protection from risks arising in other cells or the core

  • Strong legal framework supporting cell segregation under TCI law

  • Regulated and overseen by the Turks and Caicos Islands authorities

  • An ideal jurisdiction for flexible, structured insurance solutions