At Nando Knows, I understand that financial security is about more than just planning for the future—it’s about peace of mind.
That’s why I offer a range of tailored insurance and investment products to help you protect your loved ones, grow your wealth, and achieve your goals.
Whether you're saving for retirement, your child’s education, or a dream home, we’re here to guide you every step of the way with personalized solutions.
I can offer you:
Tax-Free Savings Account (TFSA)
A flexible and tax-advantaged way to save for your future. TFSAs allow your investments to grow tax-free, and you can withdraw funds at any time without penalties or additional taxes. Perfect for short-term goals, emergency funds, or supplementing your retirement savings.
Registered Retirement Savings Plan (RRSP)
A cornerstone for retirement planning, RRSPs offer immediate tax benefits by allowing contributions to reduce your taxable income. Investments within the RRSP grow tax-deferred, and funds are typically withdrawn during retirement when your income may be lower.
Registered Disability Savings Plan (RDSP)
Designed to provide long-term financial support for individuals with disabilities, RDSPs include government grants and bonds to maximize savings. Contributions grow tax-free, and withdrawals can help cover future care or quality-of-life needs.
Registered Education Savings Plan (RESP)
Invest in your child's future with an RESP, a savings account specifically for post-secondary education. Enjoy government contributions like the Canada Education Savings Grant (CESG) and tax-free growth on your investments to help cover tuition and related expenses.
First Home Savings Account (FHSA)
A new and innovative account that combines tax-deductible contributions with tax-free withdrawals, the FHSA is ideal for first-time homebuyers. Save up to $40,000 toward your first home while reducing your taxable income and enjoying tax-free investment growth.
Guaranteed Investment Certificate (GIC)
A low-risk investment option that guarantees your principal and offers a fixed return over a specified period. GICs are ideal for individuals looking for a stable and predictable way to grow their savings.
